Should you buy a Hail-Damaged Car?

fix hail damage

Everybody wants to own a car, but the problem is, not everyone can afford it. If you want to buy a car, but you do not have enough money to afford it, one of the best ways is to buy a second-hand vehicle.

Let’s say you have a friend who is selling his car to you, but he said that his car was hail-damaged by the recent storm. Should you buy it? How much should you pay for a hail-damaged car?

Is there a discount for buying a car damaged by hail?

All in all, some minor hail damage on a car might give you a decent discount on an otherwise great vehicle. You just have to be cautious as you inspect the vehicle and talk to your lender, insurance agent and automotive technician before you seal the deal of purchase.

Now it would be different if the previous owner had his vehicle repaired before selling it. There are certain cases wherein the market value of a vehicle is not affected in whether it is hail-damaged or not, for as long as the vehicle was repaired and no sign of dents is present.

What to check before buying a hail-damaged car

Before you go buying your friend’s car, consider the following tips. These might help you score a sweet deal on a hail-damaged car.

  • Examine the car closely, as there could be more damage than immediately meets the eye.
  • Have any repairs made after the hail damage incident inspected by a professional technician.
  • If you are buying from a dealer, find out if it will repair the damage or warranty the car.
  • Consult your insurance agent to find out if you will still be eligible for comprehensive insurance.
  • If you are financing your car purchase, make sure your lender will finance a hail-damaged car.
  • Consider the cost of the damage on your resale value down the road.

How to prevent hail damage to your car?

Nonetheless, a plan of action is better than braving the storm when it hits you. Below are some helpful tips to prevent hail damage to your car.

  • Get covered parking

If you know there’s a big storm brewing that could result in hail, find someplace to shelter your car. Covered parking can save you a lot of hassle and money, especially in the middle of hail season. Always evaluate your parking options to save your car from hail storm and damage.

  • Ride out the hail storm

If you don’t have access to covered parking, another option is to find temporary shelter. Local malls, for example, usually have parking garages where you could park if you know a storm is brewing.

  • Use blankets or a hail car cover

If you don’t have a shelter option, and you know a storm is coming, get something to cover your car. Some companies sell car covers specific to this purpose, but you can use your own blankets, as well. Just make sure you duct tape them down- the winds can pick up pretty quickly during hail storms. However, the tape can leave a sticky residue on your car, but most likely won’t cause any damage to the paint.



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